FOR PHOENIX/SCOTTSDALE HOME BUYERS
Your Home Buying Experience
I love helping buyers find their dream homes. That’s why I work with each client individually, taking the time to understand their unique lifestyles, needs, and wishes.
When you work with me, you get:
• A knowledgeable and professional REALTOR®
• A committed partner to negotiate on your behalf
I have the systems in place to streamline the home-buying process for you. As part of my service, I will help you with your home search by:
• Previewing homes in advance on your behalf
• Personally touring homes and neighborhoods with you
• Keeping you informed of new homes on the market
• Advising you of other homes that have sold and for how much
• Working with you until we find the "perfect” home
Obtaining a Loan
Once you’ve examined your credit records and your financial matters consult with a lender so you can get an idea of what you can afford before looking for a new home. Meeting with a lender and compare rates, costs, and service. It may vary from each provider, but below is a checklist of what you will need for the application.
- Address and residence(s) for the last 2 years
- Social Security Number
- Driver’s License
- Name and address of employer for the last 2 years
- Two recent paystubs
- Federal tax returns for the last 2 years
- W-2s for the last 2 years
- Last two months of statements for all checking and saving accounts
- Any loans owing, names, addresses, account numbers, and payment amounts
- Addresses and estimated value of other real estate property owned
- Divorce decree, if applicable
- Funds to pay upfront for the credit report and property appraisal